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This session provides a legal perspective on key insurance fundamentals, claims processes, and ethical considerations for insurers and policyholders. The session covers policy language nuances, risk management concerns, and best practices for handling claims and coverage disputes, with tailored insights for risk managers, brokers, and underwriters, addressing legal challenges, compliance risks, and evolving litigation trends. Attendees will gain a deeper understanding of how legal principles shape insurance decisions and impact claims resolution.

Location: Virtual Event via Zoom

Date and time: Wednesday, Nov 12, 2025 11:30 AM – 12:45 PM

Pricing:

RIMS WA Chapter Members, no charge

Non-Members, $15.00

Are you unsure if you are a member of the RIMS WA Chapter or want to become one? Please reach out to: membership@warims.org

Vincent E. Morgan, Shareholder – Winstead PC

Vince Morgan is one of the country’s leading policyholder lawyers and has helped clients recover billions of dollars in insurance proceeds. With almost thirty years of experience, Vince advises clients on all aspects of their insurance and risk management needs from a legal standpoint, including placing coverage, assisting with the claim process, and handling coverage disputes.

His experience covers the entire spectrum of commercial coverages, such as property, business interruption, CGL, D&O, E&O, cyber, reps and warranties, builder’s risk, fiduciary liability, pollution, and other commercial lines. And Vince has represented clients in some of the most high-profile cases in the coverage arena, including claims related to the 9/11 terrorist attacks, the Deepwater Horizon disaster, COVID-19, virtually every major weather disaster in the US over the past 25 years, wildfires, the opioid crisis, the Lac-Mégantic rail disaster, the Astroworld music festival, and other newsworthy events.

He is perennially ranked by clients and peers in Chambers USA, The Best Lawyers in America, Super Lawyers, The Legal 500, and others. Vince is Board Certified in Insurance Law by the Texas Board of Legal Specialization and a past Chair of the Insurance Law Section of the State Bar of Texas. He is on the board of the American College of Coverage Counsel and the Houston chapter of the Risk & Insurance Management Society. Vince serves as co-chair of the American Bar Association’s annual insurance coverage seminar and is a co-author of CAT Claims – the only legal treatise focused on insurance coverage for natural and man-made disasters, having authored the chapters on the claim process and business interruption.